Southern Hills Community Bank

Formerly

Leesburg Federal Savings Bank & The Home Builders Association of Lynchburg

Different Name -

Same Hometown Service!

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Simplify your life! Try our easy to use Online Banking and Bill Pay. Enroll in person or online today!

TELEPHONE BANKING

}Try our VoiceAccess system for all your telephone banking needs!!

Dial 937-780-9415 or

toll free 888-476-6574

DEBIT / ATM CARDS

}Ask about our Shazam ® Debit and ATM Cards!

PROTECTION

NEW ALERT:

We have been informed of a fictitious website "helpwithmybank.com" which is attempting to impersonate a valid website "helpwithmybank.gov." The website "helpwithmybank.com" contains potentially damaging malware.

Malware can disrupt or deny operation, gather information that leads to loss of privacy or exploitation, or gain unauthorized access to a system.

If you have any questions, please contact us.

}Protect yourself from identity theft! Review your credit report annually. Go to www.ftc.gov for more information.

} Be aware that Southern Hills Internet Banking will never ask you to enter your Bank or credit card numbers or any other personal account numbers or social security number during the login process or for any of the Internet Banking pages other than Bill Pay. If you are ever asked to do so, please do not continue and contact Southern Hills immediately.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.