CHECKING ACCOUNTS

REGULAR CHECKING

  • $300.00 Minimum Daily Balance = no service charge
  • Service charge (if daily balance falls below the above minimum) = $4.00
  • Requires $50.00 initial deposit to open the account
  • Unlimited check writing

CLUB ACCOUNT

(50 YRS AND OLDER)

  • $100.00 Minimum Daily Balance = no service charge
  • Service charge (if daily balance falls below the above minimum) = $5.00
  • Unlimited check writing
  • Variable rate account - rate may change daily
  • Interest paid monthly on statement cycle date
  • Requires an initial deposit of $50.00 to open the account
  • No charge for money orders
  • No charge to photocopy your personal documents (up to 10 per visit)
  • No charge for standard checks
PLUS ACCOUNT
  • $2,000.00 Minimum Daily Balance = no service charge
  • Service charge (if daily balance falls below the above minimum) = $8.00
  • Variable rate account - Rate may change daily
  • Tiered Account
  • Interest paid monthly on statement cycle date
  • No charge for standard checks
  • Requires $2,000.00 initial deposit to open the account
  • Unlimited check writing
STUDENT/SENIOR CHECKING
  • No service charge
  • Requires $50.00 initial deposit to open the account
  • There will be a 25 cent charge per check, cash withdrawal or ACH withdrawal if over 15 are presented during a statement cycle.  Your charge will begin on the 16th item presented.

SAVINGS ACCOUNTS

STATEMENT SAVINGS
  • No service charge
  • Requires $50.00 initial deposit to open the account
  • $100.00 minimum daily balance to obtain the annual percentage yield
  • Interest paid quarterly
STATEMENT MONEY MARKET FUND
  • No service charge
  • Requires $2,500.00 initial deposit to open the account
  • $100.00 minimum daily balance to obtain the annual percentage yield
  • Tiered account
  • Interest paid monthly
 

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